A creed is a summary of NT teaching that is bound on others. You cannot
come to faith in Christ without forming a view of what is right and what a
Christian must do. Do you believe that anything that one might choose to do
is okay with God? If not, then one have a basis for what he does in the
Word. Anyone taught in the Word has a list of things that are right and
wrong, but that does make them a creed. A creed is an authoritative writing
that must be obeyed if one is to be considered acceptable. The Bible is
only thing that has that authority, but to understand what it says, you have
to extract from it. Forming a list of things that it teaches is not a
creed. It is simply what the Bible says. Paul has lists (Gal 5:19-22, Rom
13:9). Peter has lists (II Pet 1:5-8). Did the apostles form creeds by
giving us lists of good and bad things? A list of prescribed behaviors is
not a creed unless it is enforced as God’s word.